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Which credit cards brands AI answers recommend

Every week we ask 200 buyer questions, the way people really ask them, and count which brands the answers name and which sites they cite.

Week 41, Oct 5-11, 2026 (latest) Updated 3 of 3 engines published Methodology

Named most often

Capital One

in 48% of answers across the published engines

Site AI cites most

chase.com

5.7% of all citations, a site

Top 10 brands, all engines

Share of answers that name the brand, across ChatGPT, Gemini, Google AI Overviews. The small figure is the change in points vs the previous week.

  1. 1 Capital One 48%
  2. 2 Chase 46%
  3. 3 American Express 32%
  4. 4 Citi 24%
  5. 5 Discover 22%
  6. 6 Wells Fargo 17%
  7. 7 Bank of America 11%
  8. 8 U.S. Bank 6%
  9. 9 OpenSky 5%
  10. 10 Bilt 4%
Embed 
<iframe src="https://ujeebu.com/ai-index/credit-cards/embed/overall" width="100%" height="520" style="border:0" loading="lazy" title="Top credit cards brands in AI answers"></iframe>
<p style="font-size:12px">Chart: <a href="https://ujeebu.com/ai-index/credit-cards?utm_source=embed&amp;utm_medium=referral&amp;utm_campaign=ai-index&amp;utm_content=embed-attribution">Top credit cards brands in AI answers, Ujeebu AI Citation Index</a> (CC BY 4.0). Powered by <a href="https://ujeebu.com/?utm_source=embed&amp;utm_medium=referral&amp;utm_campaign=ai-index&amp;utm_content=powered-by">Ujeebu</a></p>

Top 10 by engine

Each engine answers differently. The bar is the share of that engine's answers naming the brand; the thin line is the likely range (95%): ask the same questions again and the number would probably land inside it.

Gemini

600 answers, 100% of prompts collected

  1. 1 Capital One 51% Likely range 47% to 55%
  2. 2 Chase 48% Likely range 44% to 52%
  3. 3 American Express 34% Likely range 30% to 37%
  4. 4 Citi 27% Likely range 24% to 31%
  5. 5 Discover 25% Likely range 22% to 29%
  6. 6 Wells Fargo 17% Likely range 15% to 21%
  7. 7 Bank of America 10% Likely range 7% to 12%
  8. 8 OpenSky 6% Likely range 4% to 8%
  9. 9 U.S. Bank 5% Likely range 3% to 6%
  10. 10 Bilt 4% Likely range 3% to 6%
Full table
Gemini, Week 41, Oct 5-11, 2026
BrandNamed inRangeAvg positionShare of voicevs last week
Capital One 307 / 600 (51%) 47%-55% 1.9 19.9% n/a
Chase 285 / 600 (48%) 44%-52% 1.9 18.5% n/a
American Express 201 / 600 (34%) 30%-37% 1.7 13.0% n/a
Citi 164 / 600 (27%) 24%-31% 2.5 10.6% n/a
Discover 152 / 600 (25%) 22%-29% 1.9 9.8% n/a
Wells Fargo 104 / 600 (17%) 15%-21% 2.0 6.7% n/a
Bank of America 57 / 600 (10%) 7%-12% 2.8 3.7% n/a
OpenSky 35 / 600 (6%) 4%-8% 2.6 2.3% n/a
U.S. Bank 27 / 600 (5%) 3%-6% 1.9 1.8% n/a
Bilt 26 / 600 (4%) 3%-6% 2.4 1.7% n/a
Embed 
<iframe src="https://ujeebu.com/ai-index/credit-cards/embed/gemini" width="100%" height="520" style="border:0" loading="lazy" title="Top credit cards brands on Gemini"></iframe>
<p style="font-size:12px">Chart: <a href="https://ujeebu.com/ai-index/credit-cards?utm_source=embed&amp;utm_medium=referral&amp;utm_campaign=ai-index&amp;utm_content=embed-attribution">Top credit cards brands on Gemini, Ujeebu AI Citation Index</a> (CC BY 4.0). Powered by <a href="https://ujeebu.com/?utm_source=embed&amp;utm_medium=referral&amp;utm_campaign=ai-index&amp;utm_content=powered-by">Ujeebu</a></p>

Google AI Overviews

576 answers, 100% of prompts collected. Google AI Overviews appeared on 96% of searches

  1. 1 Chase 49% Likely range 45% to 53%
  2. 2 Capital One 48% Likely range 44% to 52%
  3. 3 American Express 32% Likely range 28% to 36%
  4. 4 Citi 25% Likely range 22% to 29%
  5. 5 Discover 22% Likely range 19% to 26%
  6. 6 Wells Fargo 19% Likely range 16% to 22%
  7. 7 Bank of America 13% Likely range 10% to 16%
  8. 8 U.S. Bank 8% Likely range 6% to 10%
  9. 9 OpenSky 6% Likely range 4% to 8%
  10. 10 Bilt 3% Likely range 2% to 5%
Full table
Google AI Overviews, Week 41, Oct 5-11, 2026
BrandNamed inRangeAvg positionShare of voicevs last week
Chase 284 / 576 (49%) 45%-53% 2.0 19.4% n/a
Capital One 276 / 576 (48%) 44%-52% 2.0 18.8% n/a
American Express 183 / 576 (32%) 28%-36% 1.6 12.5% n/a
Citi 145 / 576 (25%) 22%-29% 2.6 9.9% n/a
Discover 127 / 576 (22%) 19%-26% 2.2 8.7% n/a
Wells Fargo 107 / 576 (19%) 16%-22% 1.9 7.3% n/a
Bank of America 73 / 576 (13%) 10%-16% 3.1 5.0% n/a
U.S. Bank 44 / 576 (8%) 6%-10% 2.8 3.0% n/a
OpenSky 32 / 576 (6%) 4%-8% 2.4 2.2% n/a
Bilt 20 / 576 (3%) 2%-5% 1.7 1.4% n/a
Embed 
<iframe src="https://ujeebu.com/ai-index/credit-cards/embed/google_aio" width="100%" height="520" style="border:0" loading="lazy" title="Top credit cards brands on Google AI Overviews"></iframe>
<p style="font-size:12px">Chart: <a href="https://ujeebu.com/ai-index/credit-cards?utm_source=embed&amp;utm_medium=referral&amp;utm_campaign=ai-index&amp;utm_content=embed-attribution">Top credit cards brands on Google AI Overviews, Ujeebu AI Citation Index</a> (CC BY 4.0). Powered by <a href="https://ujeebu.com/?utm_source=embed&amp;utm_medium=referral&amp;utm_campaign=ai-index&amp;utm_content=powered-by">Ujeebu</a></p>

ChatGPT (search)

600 answers, 100% of prompts collected

  1. 1 Capital One 44% Likely range 40% to 48%
  2. 2 Chase 42% Likely range 38% to 46%
  3. 3 American Express 30% Likely range 26% to 33%
  4. 4 Citi 21% Likely range 17% to 24%
  5. 5 Discover 19% Likely range 16% to 23%
  6. 6 Wells Fargo 15% Likely range 12% to 18%
  7. 7 Bank of America 11% Likely range 9% to 14%
  8. 8 U.S. Bank 6% Likely range 4% to 8%
  9. 9 Bilt 4% Likely range 3% to 6%
  10. 10 OpenSky 4% Likely range 2% to 5%
Full table
ChatGPT (search), Week 41, Oct 5-11, 2026
BrandNamed inRangeAvg positionShare of voicevs last week
Capital One 263 / 600 (44%) 40%-48% 1.8 20.1% n/a
Chase 254 / 600 (42%) 38%-46% 2.1 19.4% n/a
American Express 177 / 600 (30%) 26%-33% 2.3 13.5% n/a
Citi 123 / 600 (21%) 17%-24% 2.9 9.4% n/a
Discover 115 / 600 (19%) 16%-23% 2.4 8.8% n/a
Wells Fargo 89 / 600 (15%) 12%-18% 2.5 6.8% n/a
Bank of America 67 / 600 (11%) 9%-14% 3.1 5.1% n/a
U.S. Bank 34 / 600 (6%) 4%-8% 2.7 2.6% n/a
Bilt 23 / 600 (4%) 3%-6% 2.8 1.8% n/a
OpenSky 22 / 600 (4%) 2%-5% 2.9 1.7% n/a
Embed 
<iframe src="https://ujeebu.com/ai-index/credit-cards/embed/chatgpt" width="100%" height="520" style="border:0" loading="lazy" title="Top credit cards brands on ChatGPT (search)"></iframe>
<p style="font-size:12px">Chart: <a href="https://ujeebu.com/ai-index/credit-cards?utm_source=embed&amp;utm_medium=referral&amp;utm_campaign=ai-index&amp;utm_content=embed-attribution">Top credit cards brands on ChatGPT (search), Ujeebu AI Citation Index</a> (CC BY 4.0). Powered by <a href="https://ujeebu.com/?utm_source=embed&amp;utm_medium=referral&amp;utm_campaign=ai-index&amp;utm_content=powered-by">Ujeebu</a></p>

Which sites AI trusts

The 10 domains cited most often as sources in these answers, as a share of all citations. Brands rarely win on their own site: the answers lean on review sites, forums and media.

  1. 1 chase.com Brand site 5.7%
  2. 2 capitalone.com Brand site 5.6%
  3. 3 openai.com Other 5.5%
  4. 4 nerdwallet.com Review site 4.9%
  5. 5 google.com Other 4.9%
  6. 6 wallethub.com Review site 4.5%
  7. 7 bankrate.com Review site 4.4%
  8. 8 experian.com Media 3.0%
  9. 9 thepointsguy.com Media 2.9%
  10. 10 americanexpress.com Brand site 2.8%
By engine
DomainType ChatGPTGeminiGoogle AI Overviews
chase.comBrand site 9.9%3.6%3.5%
capitalone.comBrand site 10.7%3.5%2.6%
openai.comOther 16.4%n/an/a
nerdwallet.comReview site 5.3%n/a9.5%
google.comOther 14.7%n/an/a
wallethub.comReview site 0.1%8.6%4.7%
bankrate.comReview site 0.8%7.9%4.7%
experian.comMedia 2.1%2.9%4.0%
thepointsguy.comMedia 0.9%4.0%4.0%
americanexpress.comBrand site 5.8%1.5%1.0%
Embed 
<iframe src="https://ujeebu.com/ai-index/credit-cards/embed/domains" width="100%" height="520" style="border:0" loading="lazy" title="Sites AI cites for credit cards"></iframe>
<p style="font-size:12px">Chart: <a href="https://ujeebu.com/ai-index/credit-cards?utm_source=embed&amp;utm_medium=referral&amp;utm_campaign=ai-index&amp;utm_content=embed-attribution">Sites AI cites for credit cards, Ujeebu AI Citation Index</a> (CC BY 4.0). Powered by <a href="https://ujeebu.com/?utm_source=embed&amp;utm_medium=referral&amp;utm_campaign=ai-index&amp;utm_content=powered-by">Ujeebu</a></p>

Weekly movers

The largest changes vs the previous week, from last week's share (hollow dot) to this week's. One week can be noise: a move is clear only when this week's range and last week's do not overlap.

All weekly notes

First week: movers appear from the second published week.

About this week's data

Prompts
200: 80 recommendation, 50 problem-led, 40 comparison, 30 price
Runs
Once per engine per week, in US English
Collected
Oct 5, 2026 to Oct 9, 2026
Checked by hand
15 answers, 2 with errors

Brand names are reported as they appear in answers. How we collect and count: methodology. Spotted an error? Tell us. Data licensed CC BY 4.0.

We make every effort to find high-quality data sources, but this data comes from AI engine answers collected from the open web and we cannot guarantee its accuracy, completeness or reliability. Use it at your own risk.

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